Your earnings, on your terms

What you see is what you get. No sneaky fees. Simple and transparent fees - if there's an extra charge for a special add-on, we'll tell you upfront. You've got the freedom to tweak your payment schedule whenever you need to, keeping you in charge of cash flow.

0.79%
Weekly wallet boost

Clock out every Thursday with a bigger wallet. Your week's hard graft gets paid out like clockwork.

0.99%
Next day, pay day

Finish the job today, see the payment tomorrow. Our next-day pay option keeps your finances moving as fast as your workdays.

1.79%
Instant in-the-bank

Need that cash now? Get paid instantly, whether it's a Sunday or a bank holiday. It's your sweat, your rules.

Fine print... made clear

Threshold for instant payouts is £50. Fees for instant payouts below £50 will be rounded up to the equivalent of a £50 payout. The above fee applies to UK Visa and Mastercard payment. American Express, corporate, and payments from abroad have an additional 1% fee - because they cost more. For face-to-face sales, there's a tiny bump of 0.25%, for payment links it's 0.49%, and for those of you who offer subscriptions, it's 0.69%. We keep it all above board, so you're never left out of pocket

Unlock £1,500 in free processing exclusively for paythebuilder.com clients

Gain a competitive edge with paythebuilder.com

Built for builders and tradespeople, our services are designed with your business needs in mind.

Lower Fees, Higher Savings: Only a 0.79% transaction fee. That's 115% less than the competitors, so more of your income stays where it belongs - with you.

One-Time Card Reader Cost: Pay just £24, with no hidden VAT. It's a one-off cost for continual use - no recurring expenses eating into your profits.

Flexible payment speeds: Instant, next day or weekly

Compare the market

sumup, zettle and square... NOT built for trades; always read the small print.

Higher Transaction Fees: Competitors' fees average around 1.69% to 2.5%. Meaning that every job is costing you more.

Variable Card Reader Costs: The going rate is about £29 plus VAT, but some as high as £59 plus VAT . More upfront costs before you even get started.

Slower Payment Processing: Funds typically take 2-3 business days to clear. We've found that other providers may not always cater to the unique demands of builder and trades. Remember, slower payments can mean disrupted cash flow.

All major credit and debit cards accepted**

**Please note, the fee is deducted per transaction and rounded up to the nearest penny as the lowest unit of currency.

If you’re using our Point of Sale feature, there is an additional fee of 0.25% (£0.03 minimum fee) per transaction after your 30-day free trial. Our POS feature enables the combination and tracking of specific products, select ‘Your Products’ on the home page to get set up.

If anything’s not 100% clear, just get in touch and we’d be happy to help.